PaydayFold / Terms of use
Terms of use
Terms for PaydayFold and the Payday-to-Bills Workbook. Purchases are not open.
Updated 27 September 2026
Seller and contact
PaydayFold is operated by Muhammad Awais. For product questions, support or policy enquiries, contact paydayfold@gmail.com.
The workbook
The Payday-to-Bills Workbook is a one-time Google Sheets workbook for organizing bills around your paydays. The planned contents are one original workbook, a filled fictional example and brief instructions. The planned price is $19 USD once, with no recurring subscription. Purchases are not open, and no orders are accepted on this site.
Current availability
The workbook is still being completed and tested. The example on this site is a fictional design preview, not a screenshot of a finished or tested workbook. Payment and delivery are not active. Final access instructions and any applicable checkout tax will be stated before purchases open.
Your licence
When you buy the workbook, you may edit and reuse your own workbook for your own use. You may not resell the workbook or publicly redistribute it, including modified copies. Ownership of the original workbook remains with its creator.
Compatibility and use
The intended supported environment is Google Sheets on a computer. You will need a Google account and access to Google Sheets. You enter your own pay dates, income, bills and bill dates in your own copy. Excel desktop, mobile workbook use and other compatibility have not been verified. The storefront does not request bank credentials or access to your Google Drive.
Support and refunds
Purchases will include 14 days of import help and 30-day defect-refund coverage, both measured from purchase. See the Support and Refund policy pages for the scope and how to contact us. These commitments do not restrict mandatory customer rights or applicable payment-provider rights.
Planning and outcomes
The workbook organizes the information you enter. Missing entries, incorrect amounts or dates can make a plan incomplete. Check your own figures and obligations. Fictional remainders shown here are not savings outcomes. No savings, debt reduction or other financial result is guaranteed. The workbook is not personal financial, investment or debt advice.